Meet the Team

Helping you achieve financial success…

Spectrum is a family business with a team dedicated to serving ADF personnel.

Spectrum’s principals, Reid and Melinda, are chartered accountants with more than 20 years’ experience serving Defence personnel. The rest of the team are also highly experienced. The Spectrum team know that when you work in the ADF, you move around a lot and have access to special financial entitlements.

The problem is, most finance professionals don’t understand the ADF, so they can’t provide the expert financial and tax advice you deserve. But we specialise in Defence. Even better, we’re a one-stop shop for all things financial, including property investment, home loans and tax advice. That means we never lose sight of the big picture – how to set you up for long-term financial success. 

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Melinda Harris

Principal, (B. Com, CA, Cert IV FinServ)

Melinda is a chartered accountant with nearly 30 years of industry experience. She works part-time so she can spend more quality time with her three daughters.

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Reid Swift

Principal, (B. Com, CA, Dip FinServ, AMC)

reid@spect.com.au
M: 0423 023 945

Reid is your go-to guy on all things financial. He’s a chartered accountant, registered tax agent, accredited mortgage consultant, registered real estate agent and Justice of the Peace. You’ll love getting the benefit of Reid’s 15-plus years of experience in taxation, property, mortgage finance and cashflow management. 

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Adrian Astruc

Client Development Manager

adrian@spect.com.au
M: 0434 310 166

You’ll love Adrian, and not just because he’s such a nice guy. Adrian is a trusted adviser on mortgage structures, property investment strategies and taxation. He listens closely to his clients’ situation, so he can provide expert, personalised advice.

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Lenise Hay

Client Services Manager

lenise@spect.com.au
M: 0419 132 021

Lenise will save you from the many stresses that come with building. Since 2009, Lenise has worked with clients to make sure their property is built to a high standard, as specified in the building contract. Lenise is responsible for the pre-construction, construction and handover phases of your property, and will keep you informed throughout. She’ll continue to support you post-settlement, on things like builders warranties and property management, to make sure your investment delivers on your expectations.

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Nicole Fox

Lending & Settlement Co-ordinator

nicole@spect.com.au
M: 0435 533 110

Nicole is an accredited mortgage broker who used to be a senior lending adviser at one of the big four banks. She also has more than 10 years of customer service experience. Nicole has helped many Defence personnel achieve their home ownership goals – and she’ll also help you find the best loan options for your unique situation.

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Lucy Cunningham

Client Services & Post Settlement Admin

lucy@spect.com.au
M: 0409 137 147

Lucy has been serving Spectrum clients for more than a decade. She’ll help you during the construction completion process, to make sure you get maximum value and minimum stress from your property experience. Lucy has a vast amount of knowledge of building, property and finance.

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Maria Lopes

Finance Manager & Mortgage Broker

maria@spect.com.au
P: 0447 221 384

Maria has more than 20 years’ experience in the retail banking and mortgage sectors, so she’s an absolute expert in property and finance. Maria knows that purchasing property is not only an enormous investment, but can also be very stressful. So she’ll provide you with excellent home loan advice, and will also hold your hand through the whole process.

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Rizqaa Crowie-Toufie

Mortgage Broker Assistant

rizqaa@spect.com.au
P: 0418 225 869

Rizqaa has more than 20 years’ experience in the banking sector, so she knows the loan application process inside-out. She also has a keen eye for detail. That’s why Rizqaa is responsible for ensuring your loan application process runs smoothly.

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Stephanie Hilton

Lending Officer Support

stephanie@spect.com.au
P: 0400 490 136

Stephanie specialises in client management for Spectrum’s finance clients. With previous banking and customer service experience, Stephanie is a great listener who’ll always take the time to understand your needs.

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Ralph Alivio

Administration Officer

ralph@spect.com.au
P: (02) 8017 0900

Ralph has served in the ADF and is currently studying finance, so he loves helping Spectrum’s Defence clients. Ralph will ensure you receive the service you deserve.

Want to join the Spectrum team?
We’re always looking for great people.