Trusted financial adviser mentoring for Defence Force personnel

Spectrum, for many years, has been helping clients with free personalised tax, loan, cashflow and real estate advice. Our in-house licences mean we can tailor a solution to meet your needs and save you time and money.

We also help you with:

  • All aspects of buying property (home or investment) including property research;
  • Reviewing your current loan(s) and/or sourcing the right new loan(s);
  • Lodging tax returns;
  • Understanding your entitlements

Most importantly our clients benefit from long term ongoing support and advice from Spectrum’s team of professional, dedicated staff.

Spectrum’s business has been built on the referrals from our clients.  We are extremely grateful for their support and look forward to continued growth in the coming years.

Benefit from our experience. Let us make the difficult easy…

Home Ownership

From walking you through the buying process or organising finance Spectrum is here to help make your property dreams happen.

Home Loans

The key to building wealth is to have as many assets working for you as your cash flow can support.

Property Investment

The benefits of property investment include rental income, increased property value and potential tax breaks.

Tax Planning & Advice

The tax you pay on your income can be legitimately minimised with an understanding of the tax system.

Defence Entitlements

Providing educational support and advice to ADF families within the scope of accounting, taxation and finance.

Resource Centre

Our resource centre provides useful and ADF related links as well as tools for defence force personnel.

What We Do


Teaching Defence Force personnel about financial and investment areas:

Defence Entitlements (DHOAS, HPAS etc)

Property (Home and Investment)

Borrowing and loan structures

Tax Planning

Through education our clients are empowered with the knowledge and understanding to make the right investment decisions for them. We visit all major Defence locations and provide No Obligation financial education presentations for groups and personalised individual appointments.

Personalised Strategy

Spectrum helps the development of a personalised long term strategy. The overall strategy considers property, loan, tax, cash flow and lifestyle considerations for each unique individual.

Implement & Regularly Review

We guide you through the entire process.

What to buy

When to buy

How to buy

With regular, ongoing reviews we support and assist you to maximise your potential.

Client Testimonials

Need ongoing service and advice?