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Home Ownership

Want to buy your own home?

Spectrum is here to help.

We’ll help you with all the tricky details – guiding you through the buying process, organising finance, providing property reports, and liaising with lenders and conveyancers.

Buying property is one of the biggest purchases you’ll ever make …

So it’s important you do it right. That means getting:

The right property

The right loan

The right ownership structure

The right tax advice

And if the property could become a rental property in the future – the right tax advice.

ADF member? Use your entitlements to maximum effect

If you are a current or former ADF member, you could get help to enter the property market faster through your defence entitlements. These include:

  • Home Purchase Assistance Scheme (HPAS)
  • Home Purchase or Sale Expense Allowance (HPSEA)
  • Defence Home Ownership Assistance Scheme (DHOAS) subsidy*
  • Defence Home Ownership Assistance Scheme (DHOAS) lump sum*

*For further information or advice regarding your DHOAS eligibility please visit

Want to make your property dreams come true?