Home Ownership
- Do I get a loan with DHOAS or without?
- Do I stay on RA/MQ or buy a investment
- How do I buy my own home in a future posting?
- Do I sell my own home and buy in the new posting?
There can be many questions when it comes to buying your own home and may not be sure what options are available to you or what steps to take.
Spectrum is here to help.
We’ll help you with all the tricky details – help understand the cost of buying a property (Own home or investment), understand buying process and steps, looking at what you can borrow and with which lenders, providing an analysis of the ongoing cost and tax implications of the purchase, and liaising with lenders banks for the approvals and conveyancers with the contracts.
Buying property is one of the biggest purchases you’ll ever make …
So it’s important you do it right. That means:
Choosing the right property
Identify and select the right loan and lender for your purchase
Ensure the right ownership structure (joint tenants and tenants in common)
Provide the right tax advice
In addition if you are a current or former ADF member, you could get help to enter the property market faster through your defence entitlements. These include:
If you are a current or former ADF member, you could get help to enter the property market faster through your defence entitlements. These include:
- Home Purchase Assistance Scheme (HPAS)
- Home Purchase or Sale Expense Allowance (HPSEA)
- Defence Home Ownership Assistance Scheme (DHOAS) subsidy*
- Defence Home Ownership Assistance Scheme (DHOAS) lump sum*
*For further information or advice regarding your DHOAS eligibility please visit dhoas.gov.au.
