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The Victorian Government has introduced significant Stamp Duty savings for buyers of the off-the-plan properties commencing from 21st October 2024 for 12 months. Who can access the concession? The new concession package will remove the existing Stamp Duty cap applicable to first home buyers and owner occupiers...

In addition to being the Director of Spectrum, Reid Swift also dedicates his time to perform the volunteer role of Treasurer and Executive Committee member for the Randwick Family Centre (RFC), located on-base at Randwick Barracks. As an Executive Committee member, Reid meets with...

From 1 July 2019, expenses associated with holding land and construction on that land were no longer outright deductible due to an Draft Tax Ruling issued by the Australian Tax Office. Recently the Tax Office finalised their Ruling and clarified their position. As a result:- Owners...

The 2024-25 budget handed down by the ACT government has announced an overhaul to Stamp Duty concessions for home buyers. From 1 July 2024: Stamp duty concession threshold for off-the-plan apartment or townhouse purchases increasing from $800,000 to $1 million Threshold for household income will...

Check out Volume 1 of our Vlog Our Director, Reid Swift provides a snapshot of everything that is happening in the finance industry including DHOAS loans, mortgages, loan repayments and interest rates. YouTube channel link here Tell us what you want to hear! Click here to contact us and...

Buying new property or existing - from a depreciation perspective Owning a property is a big financial responsibility, and there are many factors to consider when you decide to buy. Although depreciation is never the primary reason for purchase, it certainly has quite a bearing on the...

MONEY TIPS:  Your essential guide to building an emergency fund What is an emergency fund? An emergency fund is essentially a savings safety net: money that you’ve stashed away for a ‘rainy day’. You commit to building it by putting money aside regularly and not touching it unless...