Book your obligation free appointment today.
Contact Us
Finding the right mortgage broker Defence members can trust is more important than people often realise. ADF lending often involves income structures and service conditions that differ from standard civilian employment, and those differences can influence how lenders assess income and servicing. Choosing a broker...
Where income production is prioritised over personal use of the property The ATO considers income from Airbnb rentals as assessable income that you must declare on your tax return. This applies whether you’re renting out a spare room or an entire property. You must report all income earned from...
For Australian Defence members, property decisions are rarely simple. Postings change, locations shift, and timelines rarely follow a neat path. What works for civilians often creates constraints for Defence families, which is why rentvesting for Australian Defence members has become a widely discussed strategy. Rentvesting is...
Many Defence members are familiar with HPAS and DHOAS, but HPSEA is often misunderstood as just a simple rebate. In reality, it’s a reimbursement for certain costs that arise when a posting forces the sale of a home and, in limited and approved sell-then-buy circumstances,...
Understanding how gearing works is key to turning your income into lasting wealth. The way you structure your loan and manage your property’s performance, whether negative, neutral, or positive, shapes your long-term results. With the right gearing strategy, investors can balance cash flow, growth, and...
Australian Defence Force (ADF) members give years of service, yet many still find home ownership out of reach. Constant postings, confusing rules, and missed entitlements keep families renting for far longer than they need to. The Defence Home Ownership Assistance Scheme (DHOAS) was created to...
Australian Defence Force (ADF) members are entitled to some of the most powerful housing benefits in Australia. These entitlements were designed to give service men and women a financial edge, helping them secure homes and build lasting stability. The problem is that most people never unlock...
